Affordable Condo Insurance in Aurora, MN
Condo Insurance: Protect Your Page and Belongings.
Why You Need Condo Insurance
Owning a condo in Aurora, MN comes with its own set of responsibilities. While your home owners' association (HOA) likely has a policy covering the building's exterior and common areas, it’s up to you to protect everything inside your unit. That's where condo insurance, or HO-6 insurance, steps in. Condo insurance offers vital protection for your personal belongings, interior finishes, and even provides liability coverage if someone is injured inside your Page. At East Range Reliable Agency, Inc., we understand how important your Page is, and we’re here to make sure you have the coverage you need. Need help deciding? Call us today at 218-229-3868 for guidance.What Does Condo Insurance Cover?
Condo insurance offers a broad range of protection to give you peace of mind. Here’s what’s typically covered under an HO-6 policy:Interior Structure: Coverage for any damage to your condo's walls, flooring, and permanent fixtures.
Personal Property: Protection for your personal belongings, such as furniture, clothing, and electronics, against theft or damage.
Liability Protection: Covers legal and medical costs if someone is injured while visiting your condo.
Common Claims Covered by Condo Insurance
Here are some of the most common condo insurance claims we see:| Claim Type | Description |
|---|---|
| Water Damage | Leaks, burst pipes, or appliance malfunctions can cause water damage. Condo insurance helps cover repair costs for your unit and belongings. |
| Theft | If someone breaks into your condo and steals valuables, such as electronics or jewelry, condo insurance can help replace those items. |
| Fire Damage | Fire can be devastating, but condo insurance helps cover the cost of repairs and the replacement of personal belongings. |
| Liability Claims | If a guest is injured in your condo and you’re held liable, your insurance can help cover medical expenses and legal fees. |